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Innovations . A pilot to test out a livestock risk mitigation product that mitigates risk of both mortality as well as ill health will be tried as a partnership between health care provider, insurance company and banks.  A public sector insurer, a public sector bank and an NGO with a good experience of livestock sector have expressed initial interest in such a pilot which not only provides financial compensation against the death of the animal, but also maintains sustained high productivity through continuous health care and upgrades the quality of livestock through artificial insemination services. As an attempt to intensify and universalise health insurance, a partnership between a public sector insurance company and the FNGOs will be forged.  A public sector insurer has expressed interest in utilizing NGO personnel appointed under the project as agents/facilitators for distribution of social insurance products. Some models of using ICT for expanding banking access in remote areas with a franchisee network will  also be tested for eventual upscaling. A MFI cooperative and an NGO MFI have expressed interest in different models  of IT enabled franchise concept.  Formal banks also have an interest in experimenting with Biometric card reader based remote franchise models, which would be explored further and operationalised.
 
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